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Some people see movement in the first 30–90 days, but timelines vary by credit file and creditor response.
Credit monitoring login + ID + proof of address + your portal completed.
The portal includes a step-by-step walkthrough video and support prompts so you’re not stuck guessing.
Not always. Most people can start with our Credit Sweep and onboarding, and we’ll review your reports + build a plan from there. If your situation is more complex (identity theft, mixed files, multiple repos/collections, lawsuits, or urgent deadlines), a consultation can help us map the fastest route.
It depends on what’s on your report and how fast the bureaus/creditors respond, but many clients see movement after the first dispute cycle. Some results happen quickly, others take multiple rounds. Consistency and accurate documentation speed everything up.
We focus on removing or correcting items that are inaccurate, incomplete, unverifiable, outdated, or reporting incorrectly, such as:
• Collections
• Charge-offs
• Late payments (when disputable)
• Repossessions
• Hard inquiries (when disputable)
• Medical collections (case-by-case)
• Public records (where applicable)
Results vary based on your specific credit file and creditor reporting.
Score improvement is a mix of removals + rebuilding. We help you:
• Clean up negative reporting where possible
• Lower utilization (best practice: under 10–30%)
• Build positive payment history
• Add the right accounts at the right time (secured cards/loans when needed)
• Avoid score-killers (new inquiries, maxed cards, missed payments)
You can view your full reports through the portal after onboarding, and we’ll guide you on exactly where to pull them. Some services may have a small monthly fee depending on the provider you choose, but we’ll tell you the best option for your situation.
There’s no one-size timeline. Some files clean up in a few months, others take longer depending on the amount of negative items, how they’re reported, and how quickly responses come back. The goal is to make progress every cycle and build long-term score stability—not just a temporary spike.

Start your comeback story today.
Major Solutions works with clients in all 50 states, offering personalized strategies, transparent communication, and measurable results.
Whether you’re repairing your personal credit, seeking business funding, or simply ready to learn how to play the financial game at a higher level — the team is ready to help.
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